Workers’ Compensation insurance shall be provided as required by any applicable law or regulation. Employer’s Liability insurance shall be provided in amounts not less than:
$1,000,000 each accident for bodily injury by accident
$1,000,000 policy limit for bodily injury by disease
$1,000,000 each employee for bodily injury by disease
If there is an exposure of injury to Subcontractor’s employees under the U. S. Longshoreman and Harbor Workers’ Compensation Act, the Jones Act or under laws, regulations or statutes applicable to maritime employees, coverage shall be included for such injuries or claims. Subcontractor shall furnish Contractor with a Waiver of Subrogation Endorsement on Subcontractor’s Workers’ Compensation Insurance.
(b) General Liability Insurance. Subcontractor shall carry primary Commercial General Liability insurance (Insurance Services Office, Form CG 00 01 or equivalent) covering all operations by or on behalf of Subcontractor providing insurance for bodily injury liability and property damage liability for the limits of liability indicated below and including but not limited to coverage for:
- (1) premises and operations
- (2) products and completed operations
- (3) contractual liability
- (4) broad form property damage (including completed operations)
- (5) explosion, collapse and underground hazards (including subsidence and any other earth movement)
- (6) personal injury liability
- (7) independent contractors
The limits of liability shall be not less than the amounts required of Subcontractor under the Contract Documents, but in no event less than:
$1,000,000 Each Occurrence (combined single limit for bodily injury and property damage)
$1,000,000 for Personal Injury Liability
$2,000,000 Aggregate for Products-Completed Operations
$2,000,000 General Aggregate
The general aggregate limit shall apply separately to Subcontractor’s work under this Agreement.
Claims Made/Self Insurance Provisions. Subcontractor shall not provide general liability insurance under any Claims Made General Liability form without the express written consent of Contractor. Any self-insurance program providing coverage in excess of $25,000 per occurrence requires the express written consent of Contractor.
(c) Automobile Liability Insurance. Subcontractor shall carry automobile liability insurance, including coverage for all owned, hired and non-owned automobiles. The limits of liability shall be not less than $ 1,000,000 combined single limit each accident for bodily injury and property damage.
(d) Excess Liability Insurance. For subcontracts in excess of $250,000, an additional $3,000,000 Excess Liability Insurance policy shall be maintained over the General Liability coverage. Such Excess coverage shall, at a minimum, include the items set forth in 1-7 above and the insurance for such items shall not be subject to any of the limiting or exclusionary policy provisions or endorsements specified in Paragraph 16.1(b). Higher limits of liability may be required for hazardous work. Any such requirement is set forth in Article 26, Special Provisions.